New homebuyers should ask as many questions as possible. Buying a home is such a big accomplishment that many people spend a lifetime trying to achieve it. New homebuyers should ask about the down payment, mortgage rates, and much more. Asking a real estate agent and or broker as many questions should be done before taking the first big step.
Down payments vary from lender to lender and city to city but they are similar in many ways. The ideal down payment is 20%, but if you don’t have the cash there is still hope. There are many first-time homebuyers grants and programs out there. Here is the top 4:
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