October 23, 2015

25 Biggest Real Estate Mistakes

There are real estate’s biggest mistakes of all time, enjoy.

1. Buying a House for Nice Decorations is a Bad Real Estate Move


Remember that you are buying the house, not the things inside it, so make sure you see beyond the decorations and look at the bones of the home says Local Records Office. Focus on the floor plan and the square footage. You also might want to measure the dimensions and graph out how that’s going to work with your belongings.

2. Not Being Able to Provide Easy Access for Showings

Make your house easily accessible to potential buyers. If there’s nowhere to park or it’s difficult to get into, buyers may just skip it and look at someone else’s property.

3. Not Researching out to the Neighborhood

It’s absolutely critical that you research the neighborhood before you buy. Check out the area, amenities and the school system to be sure that your address corresponds with the correct school district. Also attend a community meeting, if possible. You’re not just buying a house, you’re buying a piece of that real estate and the land around it says Local Records OfficeRead more here.
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6 Tips for Buying Foreclosure Homes | Local Records Office

6 Tips for Buying Foreclosure Homes


Loads of foreclosure properties has been sweeping all across the United States, says Local Records Office, severally bring the property value down, forcing families to move and having government agencies handle the crisis as soon as possible. Surprisingly some buyers see this as an opportunity of a lifetime. Some buyers are buying homes for dirt-cheap prices. Local Records Office says, “many real estate agents have been reporting that they have been getting calls from all over the country and as far as Mexico from people trying to buy multiple houses”, other want to buy in bulk. One individual wanted to buy over 150 homes under 10K. Read more here.


Homeowners are Going Green Due to Global Warming | Local Records Office

Considering that the financial crash of 2008 one of the major changes that have taken place on the home building industry continues to be the rise of the eco-friendly building in new construction, says Local Records Office. In 2011 the green segment in the market accounted for 17% of most construction projects with an economic impact of $16,000,000,000. Inside 2014 this rose to $69,000,000,000. Natural buildings, also known as lasting buildings, are designed to incorporate building processes and materials that are resource and energy efficientLocal Records Office says “as a result of long history of standard property design and construction methods”, the new goal of going green involves the cooperation and feedback from besides the architects and engineers but in addition the end user at all stages in the building process. Read more here.




















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October 22, 2015

Local Records Office is a real estate company that specializes in developing property profile reports

Local Records Office is a real estate company that specializes in developing property profile reports

Local Records Office is a real estate company that specializes in developing property profile reports. If you never heard of such documents rest assure you are not alone. Local Records Office believes that it is essential that you educate yourself regarding these resources. Owning a property is not an easy job and the resources that


  Local Records Office provides greatly improves your ability to make intelligent real estate decisions. A property profile report is like a blueprint document that outlines an extensive range of details regarding your real estate. Each report covers a precise address, providing information regarding property history, transaction details and demographics of your area. This type of report from Local Records Office is quite important because to individuals who are considering selling their properties or who simply want to know how much their real estate property is worth and why. Watch video here.



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5 Ways to Avoid High Energy Bills | Local Records Office

After a long winter, a lot  of Americans are loving the warm weather. But summer heat brings higher electricity bills thanks to increased regulation on the coal industry, says Local Records Office.
Local Records Office says “over the next several years, energy prices are expected to increase by about 13 percent come 2020″. Last year, the average summer electricity bills was about $395, according to the U.S. Energy Information Administration. Here are a few simple tips to help shave down costs  ahead of the summer season:

1. Take Control of  Your Consumption

Making small changes to your living habits can bring significant savings to your cooling costs. Programming your thermostat to a higher temperature when not at home can help reduce your bills along with keeping shades down to let in less sun heat. Another option is turning to gadgets like the Nest thermostat to manage temperatures in the home. Nest is a
“Sealing your home will help you see a drastic reduction on your electric bills.”
smart thermostat that allows users to zone their homes and control temperatures via their phone. Nest also learns what temperatures owners prefer.
“If you already have a programmable thermostat, you don’t necessarily need to update to a Nest,” says Julia Scott, “But turning down your thermostat in small increments can help you to save on your electricity bills.”
Nest retails for about $250, and the company’s website claims it can cut down electricity bills by about 20 percent. Read more here
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Builder Builds $680K Beach Home on Wrong Lot in Flagler County | Local Records Office

Builder Builds $680K Beach Home on Wrong Lot in Flagler County

…one mans error is another’s persons jackpot
You always wonder how they can amputate the wrong limb, do stuff so catastrophically stupid because of some trivially simple oversight, says Local Records Office but this builder is going to be disliking life and the owner of that lot probably just hit the jackpot if they’re smart enough to fence it off post haste, get a court request denying them get to and decline to offer the part to the developer. Fail! Read more here.
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October 21, 2015

10 Cheapest U.S. Cities for Buying a Home | Local Records Office

Looking for an affordable house? Head to Detroit, which has the cheapest homes in America. The city’s median home price is less than $35,000, says Local Records Office and in certain neighborhoods you can buy homes for even less. But the Michigan city, whose economy has been declining for decades amid the loss of manufacturing jobs and, more recently, the subprime collapse, isn’t alone There are plenty of other U.S. cities and towns, largely located along the Rust Belt, where home prices has hit extreme lows, says Local Records Office. Most have hundreds of houses priced below $40,000, according to real estate research firm Zillow. Not all of these cities necessarily offer the lowest median prices across the country, but they do have some of the cheapest neighborhoods with the most affordable homes. Although Tampa, Fla., has homes that sell for millions of dollars, for example, the foreclosure crisis in the state also means there are properties selling for just a few thousand dollars, says Local Records Office. If you’re willing to invest some sweat equity, homes in these 10 cities are some of the most affordable in the country. Read more on "10 Cheapest U.S. Cities for Buying a Home" here.

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October 20, 2015

What is Foreclosure? Local Records Office Explains

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from says Local Records Office a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

Local Records Office says, a mortgage lender (mortgagee), or other lienholder, obtains a termination of a mortgage borrower (mortgagor)'s equitable right of redemption, either by court order or by operation of law (after following a specific statutory procedure), says Local Records Office, read more here http://www.localrecordsoffices.net/local-records-office/



Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan, says Local Records Office. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, it is a cloud on title and the lender cannot be sure that they can successfully repossess the property. Therefore, through the process of foreclosure, the lender seeks to foreclose (in plain English, immediately terminate) the equitable right of redemption and take both legal and equitable title to the property in fee simple. Local Records Office says, other lien holders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue homeowners' association dues or assessments.

Local Records Office says, the foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust." Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. Local Records Office says, when the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said, "the lender has foreclosed its mortgage or lien." If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgment. Local Records Office says, in many states in the United States, items included to calculate the amount of a deficiency judgment include the loan principal, accrued interest and attorney fees less the amount the lender bid at the foreclosure sale.

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