May 27, 2016

LOCAL RECORDS OFFICE - Buying an Existing Home That Won't End Up Being a Money Sucking Liability

LOCAL RECORDS OFFICE - Buying an Existing Home That Won't End Up Being a Money Sucking Liability



Local Records Office Merges With New Homeowners to Complete Assets Report

Local Records Office Merges With New Homeowners to Complete Assets Report   


Local Records Office Merges With New Homeowners to Complete Assets Report  https://www.youtube.com/watch?v=LuywKgk87Yw

May 18, 2016

What’s the Difference Between Drywall and Sheetrock? - Local Records Office

What’s the Difference Between Drywall and Sheetrock? - Local Records Office



You may find yourself asking, what is Drywall and how does it differ from Sheetrock? Well to answer such a question you have delve deeper into the process by which Drywall is made so lets take a look says, Local Records Office.

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LOCAL RECORDS OFFICE - The Company “Local Records Office” Explains the Difference Between Real Estate Lenders and Brokers

LOCAL RECORDS OFFICE - The Company “Local Records Office” Explains the Difference Between Real Estate Lenders and Brokers






'Local Records Office' Unites With Homeowners and Real Estate Agents to Find the Best Asset Value on Your Property

'Local Records Office' Unites With Homeowners and Real Estate Agents to Find the Best Asset Value on Your Property


LOCAL RECORDS OFFICE: When “Local Records Office” first open it’s goal was to work with new homeowners to provide the best property and crime report possible. Local Records Office overcame its goal to work with homebuyers all over Florida to work with buyers all over the 50 states. When customers first saw the rise of “Local Records Office” people were ‘iffy’ but as of 2016 the company has over 150,000 satisfied customers with offices all over the United States and has expanded from its ‘cash only’ policy to cash, checks, money orders and online payments.

What’s Another Way ‘Local Records Office’ Process Work?

When clients first contact ‘Local Records Office’ they will be asked to provide the address of the home and once the information is located in the system the client will move on to the next step of creating the report with the customer service representative. For a small fee the report for a unique address will be created and send to the clients home via mail. The package will take approximately 21 days to arrive. The package will arrive in a white thick envelope, inside the envelope there will be an easy-to-read report that will give you information about the property the homebuyer just purchased.
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"Local Records Office" Works With New Homeowners In Olympia WA To Generate Property Reports

"Local Records Office" Works With New Homeowners In Olympia WA To Generate Property Reports


LOCAL RECORDS OFFICE - Olympia, WA.) When it comes to the buying or selling of real estate property, it is vital to have as much information as possible available in order to make the most informed decision. However, many of the details are often scattered in different locations making them harder to find.
This is where Local Records Office steps in to help those who are looking for more information about properties they own, want to purchase or simply find more information. Located in Los Angeles, Local Records Office provides what individuals need when it comes to real estate information.
Local Records Office specializes in providing individuals with property profile reports so they can learn more about a particular piece of property. This applies to those who are interested in buying, selling or just finding out more details about a particular location. The reports help those who want to make the best-informed decision based upon a number of factors, which include the following;

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7 Places Where Home Prices are Falling - Local Records Office

7 Places Where Home Prices are Falling - Local Records Office


LOCAL RECORDS OFFICE: Prices keep falling, The recovery in the U.S. property market has proved to be rough. National home prices still haven't returned to 2005 levels, according to Mark Seanner, chairman of the index committee at S&P Dow Jones Indices, who cites both new and existing home sales, says Local Records Office. “Many people predicted a huge surge in 2014, and we’re not quite seeing that,” says Don Frommeyer, president of the Association of Mortgage Professionals. Mortgage rates are up about a percentage point from last year, home prices are rising, housing inventory is low and the economy is still shaky, he says.


While many Realtors remain confident about the expectation of sales of new and current homes and condos, a boost in mortgage interest rates, strict lending standards, and the continues withdrawal of investors from many major metropolitan areas have produced a triple threat for home sellers, says Daren Blomquist, vice president at RealtyTrac. “We’re already seeing some confirmation in a few markets that some prices are going into gloomy territory,” he says. The good news for those who do qualify for a mortgage: There are still aggressive priced homes for first-time buyers, From meyer says.
Here are 7 markets where existing home prices plunge — even slightly — in the first quarter, according to statistics released by RealtyTrac:

Oklahoma City, Oklahoma

House cost in Oklahoma City plunged 1% year-over-year in the first quarter after a 5% fall in the fourth quarter of 2013, according to RealtyTrac. Oklahoma had an intensely cold winter and greater health-care payments under the Affordable Care Act impacted some of her clients, says Ashley Pastor, real-estate agent with Dr. Francis Realty in Central Oklahoma. “I had individuals who qualified for one home, but who were not able to qualify for the same home after their insurance was adjusted,” she says. Frank Wenns the market to pick up in the second quarter and has seen “multiple offers” for one property. Meanwhile, institutional investors in Oklahoma have remained substantial. They accounted for 7.6% of all sales in the first quarter of 2014 versus 7.8% a year earlier.

Jacksonville, Florida

There was a 1% annual plunge in Jacksonville in the first quarter of 2014 after a 15% rise for both the third and fourth quarters of 2013, according to RealtyTrac’s sales price data, which is borrowed from public record sales deed data that includes all property transactions publicly recorded. “Homes are priced aggressive, but we have a higher demand than inventory,” says George Seers, spokeswoman for the Northeast Florida Association of Realtors. Seers says prices for new and existing condos and single-family homes (sold through a Realtor) actually rose 2.7% on the year in the first three months of 2014. However, RealtyTrac’s median prices are based on the sales price on the deed, which includes sales not listed on “Multiple Listing Services” — the industry’s main database that also includes data available only to licensed real estate agents — such as third party purchases at foreclosure auction and bulk transactions between investors.


Tulsa, Oklahoma

Home prices in Tulsa fell 2% in the first quarter of 2014 after falling 3% in the third and fourth quarters of last year, according to RealtyTrac; prices went 6% higher in the second quarter of 2013. “That information is fairly accurate in reflecting the market as it applies to my experience,” says Patrick Tray, a Realtor in Tulsa. “I think we’ve been delayed by about six weeks for the spring selling season and I’m now seeing more houses come on the market. But the last quarter of last year was a very strange environment. There wasn’t much inventory out there but there wasn’t much demand either.” Retail investors have become more skittish in recent years and there’s a slight imbalance in market expectations, he says. “Buyers seem to be a bit more cautious and sellers seem to want a little more than the market can bear.” Institutional investors accounted for just 2.4% of all sales in the first quarter versus 10.3% a year earlier.

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May 17, 2016

5 Reasons to Sell Your Home Now | Local Records Office

5 Reasons to Sell Your Home Now | Local Records Office

LOCAL RECORDS OFFICE: To sell or not to sell? Many sellers are still hesitant about putting their house up for sale. Where are prices headed? Where are interest rates headed? Can buyers qualify for a mortgage?  These are all valid questions. However, there are several reasons to sell your home sooner rather than later. Here are five of those reasons, says Local Records Office.

1. Demand is Strong

There is currently a pent-up demand of purchasers as many home buyers pushed off their search this past winter because of extreme weather. According to the National Association of Realtors (NAR), the number of buyers in the market, which feel off dramatically in December, January and February, has begun to increase again over the last few months. These buyers are ready, willing and able to buy…and are in the market right now!

2. There Is Less Competition Now

Housing supply is still under the historical number of 6 months’ supply. This means that, in many markets, there are not enough homes for saleto satisfy the number of buyers in that market. This is good news for home prices. However, additional inventory is about to come to market.
There is a pent-up desire for many homeowners to move as they were unable to sell over the last few years because of a negative equity situation. Homeowners are now seeing a return to positive equity as prices increased over the last eighteen months. Many of these homes will be coming to the market in the near future. Also, new construction of single-family homes is again beginning to increase. A recent study by Harris Poll revealed that 41% of buyers would prefer to buy a new home while only 21% prefer an existing home (38% had no preference).
The choices buyers have will continue to increase over the next few months. Don’t wait until all this other inventory of homes comes to market before you sell.

3. The Process Will Be Quicker

One of the biggest challenges of the 2014 housing market has been the length of time it takes from contract to closing. Banks are requiring more and more paperwork before approving a mortgage. As the market heats up, banks will be inundated with loan inquiries causing closing timelines to lengthen.  Selling now will make the process quicker and simpler.
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6 Tips to Get Approved for a Home Mortgage Loan - Local Records Office

6 Tips to Get Approved for a Home Mortgage Loan  - Local Records Office

LOCAL RECORDS OFFICE: If you are planning to apply for a home loan, check out the following helpful tips to get your home mortgage loan application approved says, Local Records Office. With these 6 tips you will be on your way to accomplishing the American Dream to own a house.

Tip #1) Know Your Credit Score

Credit activity and credit scores will greatly affect your mortgage approval. Lenders usually require minimum amount of credit score that should be maintained so that your conventional mortgage loan request will not be denied.
Also, having derogatory credit information might hinder mortgage approval. To avoid unwanted denial of your requested loan, you should lower your debts, pay bills on time, and fix errors on credit reports.

Tip #2) This is One is important, Save Your Cash!

Mortgage lenders required down payments, which depend on the kind of loan. If you have the means, pay a higher down payment. This will lower your balance and alleviates your private insurance.

Down payments is not the only fee you should be worrying about. Acquiring a mortgage also involves home inspectionstitle searches, closing costs, application fees, credit repot fees and other fees. Save up cash for these payable fees.
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Home Maintenance Pays Off in the Long Run – Local Records Office

Home Maintenance Pays Off in the Long Run – Local Records Office




Home Maintenance Tricks and Tips to Help You Save Money on Your Property

LOCAL RECORDS OFFICE: Does your house look boring? Regular home maintenance is necessary to keeping your residential space in prime condition. Maintaining the house on a regular basis pays off in the long term by eliminating any possible requirement for major works and expenses says, Local Records Office. In addition, preventative home maintenance allows keeping the value of your space / property. Spending money today on home maintenance will mean ensuring its cleanliness and prime condition in the long run, which further implies a good amount on its sale.
Periodically, the exterior of your home needs to be examined before the start of the winter, whereas internal maintenance must be carried out from time to time to avoid the heat getting away through badly sealed doors and windows.

Home Maintenance Checklist

Examine, and probably change out HVAC filter: For nuclear families, who do not have pets or any other allergies, it is important to fine transform the filters after 4-5 months.
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8 Top Reasons for Getting Home Insurance - Local Records Office

8 Top Reasons for Getting Home Insurance - Local Records Office 


LOCAL RECORDS OFFICE: When times are hard and you are counting every dollar that you spend says Local Records Office, one of the expenses that you might feel to be unnecessary is home insurance. You could get the impression that it is just one of those things that you really don’t need to dish out money for.
The sad part is that the impression does not give the full picture. Home insurance is a necessity, even if you don’t think so. It is something that all homeowners should think about. Don’t allow yourself to realize your mistake only when it’s already too late.
Reasons for Getting Home Insurance – Home insurance is a smart way of keeping your family safe from natural disasters and crimes. Here are some of the reasons why you should get insurance for your home:
Protection from Natural Disaster – Don’t ever think that you live in a zone that is safe from natural disaster. These days nothing is certain anymore, with changing climates and frequent disasters. When you have got home insurance you can at least have some assurance from having to lose everything due to disasters.
Protection from Vandalism and Theft – It is unfortunate that in our present time, no one is completely safe from thieves. There is always the chance that someone could break in to your house with the intention of stealing something. By having home insurance, you will have the assurance that in case someone steals from you, that you can at least get the amount back.
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5 Ways to Avoid High Energy Bill - Local Records Office

5 Ways to Avoid High Energy Bill - Local Records Office




LOCAL RECORDS OFFICE: After a long winter, a lot  of Americans are loving the warm weather. But summer heat brings higher electricity bills thanks to increased regulation on the coal industry.
And over the next several years, energy prices are expected to increase by about 13 percent come 2020. Last year, the average summer electricity bills was about $395, according to the U.S. Energy Information Administration. Here are a few simple tips to help shave down costs ahead of the summer season:

1. Take Control of  Your Consumption

Making small changes to your living habits can bring significant savings to your cooling costs. Programming your thermostat to a higher temperature when not at home can help reduce your bills along with keeping shades down to let in less sun heat. Another option is turning to gadgets like the Nest thermostat to manage temperatures in the home. Nest is a
“Sealing your home will help you see a drastic reduction on your electric bills.”
smart thermostat that allows users to zone their homes and control temperatures via their phone. Nest also learns what temperatures owners prefer.
“If you already have a programmable thermostat, you don’t necessarily need to update to a Nest,” says Julia Scott, “But turning down your thermostat in small increments can help you to save on your electricity bills.”
Nest retails for about $250, and the company’s website claims it can cut down electricity bills by about 20 percent.

2. Buy Energy-Smart Appliances to Lower Utility Bills

If you are in the market for a new air conditioner or refrigerator, consider buying an energy-smart model. They use less power and may be tax credit eligible. Check out Energystar.gov for more information on energy-efficient appliance and possible tax breaks.
“It’s a no-brainer,” Scott says. “Also, consider dusting the bottom of your refrigerator coils to help them run more efficiently. If it’s covered in dust, it has to work harder to release that heat.”
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